Joanna is the CEO of Gossmann & Cie. Insurance PCC Ltd. She is an experienced insurance professional with wealth of knowledge in insurance having worked in the industry for over 20 years. She is skilled in Financial Risk, Enterprise Risk Management, Compliance, Risk Management, Solvency II and Business Development with extensive experience in licensing and managing insurance carriers and cells. Joanna is a chartered accountant by profession and a fellow member of the Malta Institute of Accountants.