Uninsured Vehicle Accidents: Safeguarding the victims

Date: 11th December 2024 12:00 - 14:00 Online

How does the law protect innocent victims of traffic accidents caused by uninsured or untraced drivers so that they are guaranteed fair compensation?


In this session the efficacy of victim protection is explored. It includes an analysis of the legal frameworks, delving into real-life cases to evaluate the functionality of victim protection. The practical application of these regulations and how they can ensure that traffic accident victims benefit from them is analysed.



  • The requirements of the Motor Insurance Directive relating to the protection of victims of traffic accidents caused by uninsured and untraced vehicles
  • The transposition of these provisions into Maltese law by means of:
    – The Motor Vehicles Third Party Risks Ordinance Cap 104
    – The Protection & Compensation Fund Regulations SL 403.13
  • The functions of Motor Insurers’ Bureau


Learning Objectives

Understanding how victims of traffic accidents caused by uninsured or untraced vehicles are protected and the duties imposed by law on motor insurers.


Target Audience

Underwriters, claims handlers and intermediaries working in motor insurance, and other professionals that assist insurers or traffic accident victims.


Assessment Questions and Answers

In line with MFSA requirements, a short multiple-choice assessment will be provided by the trainer towards the end of the session. A Certificate of Attendance will be awarded to all students who attend the CPD (duration will be included on certificate). A Certificate of Achievement will be awarded to those who sit for the assessment and are successful (pass mark 60%).


Francis Valletta, ACII, Chartered Insurer

Francis is a Chartered Insurer with over 35 years of experience in Motor Insurance. He currently serves as the General Manager of the Motor Insurance Division at a leading motor insurer in Malta, where he oversees all aspects of the division’s operations. In addition, he is a Visiting Assistant Lecturer in the Department of Insurance and Risk Management at the University of Malta’s Faculty of Economics, Management & Accountancy, where he shares his expertise with the next generation of insurance professionals. Francis is an active member of several industry associations and committees, including the council of the Malta Green Card Bureau and the Motor Insurers Bureau, which he currently chairs. He also serves as a member of the Motor Sector Committee of the Malta Insurance Association and represents the committee in the Motor Insurance Working Group of Insurance Europe.

Register Now

Please fill in the form below to register for this course.
We will contact you with the next steps in your registration process.

Why Choose Us

MITC is made up of a close-knit team with a real passion for learning and insurance, who believe in the continuous development and empowerment of individuals through learning. We understand all of the nuances and challenges that come with insurance training and, that is why we’re here to help you get your training right.

Our courses are developed following in-depth research and consultation on the subject matter and the related market, thus ensuring participant needs are met. All our trainers are experts in their field and actively contribute towards the continuous development of the courses which they deliver.

Our training services are accredited by the Malta Further and Higher Education Authority (MFHEA) and the European Qualifications Framework platforms. MITC’s homegrown insurance programmes are recognised by the renowned Chartered Insurance Institute, UK.

Let's stay in touch

Stay updated with MITC news updates and courses. We promise not to spam your email or share your email with third parties.